Get Started
Corporate banner

Corporate Employee Benefits & Retirement

ARM can help you balance employee benefits and employer costs.

Understanding the demands on employers is crucial, and begins with recognizing how employee health, welfare, satisfaction, and productivity are all critical to the bottom line. ARM’s actuarial experts bring innovative solutions and business acumen for practical health and welfare plans, and employee-benefit expertise for businesses of all sizes. We successfully assist all parties ranging from payers and providers to employers across the private and public sectors, whether through insurance programs or self-funded plans. Our experienced actuarial team helps clients avoid the pitfalls of benefit plans for active employees and retirees.

EMR icon

Effectively Manage Risk

  • Avoid pitfalls of benefit plans
  • Balance short-term profitability with long-term solvency
Drive profits icon

Drive Profits & Strong Balance Sheet

  • Asset Optimization
  • New Benefits Design
  • Initial/Renewal Ratemaking

Employee Benefits

ARM’s winning employee and employer model manages both sides of the equation for optimum results.

  • Asset Optimization
  • Benefit Design
  • Benefits Design De-risking
  • Captivation Analysis
  • Morbidity Predictive Analysis
  • Reporting (IBNR/IBNP)
  • Stop Loss
  • Self-Insured (Captives)
Product Types

• Benefit Plans – Employee plans, Association group plans, Union plans, Welfare trusts, Provider-sponsored plans, ACOs, MEWAs, and PEOs
• Commercial – Small / large group and individual health
• Other Coverages – Rx drugs, stop loss, dental and vision

Retirement & Pension

  • Asset Optimization
  • Benefit Design
  • Defined Benefit Plan Valuation
  • Funding Analysis
  • Longevity Analysis and Protection Design
Effectively Manage Risk
  • Defined Benefit Plan, Cash Balance, OPEB Valuations
  • Funding Analysis
  • Longevity Analysis & Protection Design
  • Pension Risk Transfer
Increase Revenue
  • Asset Optimization
  • Benefit Design
Product Types
  • US Government: Medicare Advantage and self-insured retiree plans
  • Medicaid Products: Managed care plans, Carve-outs
Join forces image

Let’s Join Forces

Enhance your service offerings through successful collaboration and a cost-effective framework.

Partner With Us

Stay ahead of the curve. Simplify your actuarial needs.

Contact Us