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| Property and Casualty Our offerings range across the entire P&C sector, which include pricing, adequacy and appropriateness of claims reserves, optimal reinsurance structures, self-insurance programs and reserve transfer. |
| • | Cost Driver Analysis | • | Deductible Credits |
| • | Dividend Programs | • | Excess Insurance Evaluations |
| • | Audit Support and Examination Planning |
• | Underwriting Policies and Claims Operations |
| • | Expert Witness | • | Regulatory Assistance |
| • | Dynamic Financial Analysis and Cash Flow Analysis |
• | Claims Liability - IBNE, IBNR and Reserve Analysis |
| • | Product Profitability and Company Capital Management | • | Loss Forecasts and Historical Profitability Analysis |
| • | Reinsurance Review and Analysis – Risk Transfer | • | Self-insurance and Captive Studies |
| • | Relativity Factors |
ARM provides services to Property and Casualty insurance companies, self-insured entities and alternative arrangements.
| • | Automobile | • | Credit |
| • | Commercial Property and Package |
• | Commercial and Personal Lines |
| • | Mobile Home and RV Insurance |
• | Employment-Related Practices Liability |
| • | General Liability | • | Homeowners |
| • | Inland Marine | • | Dwelling Fire and Allied Lines |
| • | Personal Umbrella | • | Professional Liability |
| • | Workers’ Compensation | • | Directors and Officers Liability |