Our actuaries can also assist you with:

Synergistic Solutions

ARM continues to identify new solutions for our clients, which enhance organizational value and reduce operational costs. ARM’s sister marketing organization, Exchange Consulting Alliance (ECA), is the marketing representative of these unique programs. ARM partners with well established and ethical solution providers, to learn more about our programs, please contact us.

(1) Drug Cost Evaluator

This program provides pharmaceutical cost management services by empowering the employer interested in directly addressing the spiraling costs of their prescription drug plan. Pharmacy Benefit Management (PBM) companies oversee and control prescription spending for nearly all health insurance companies, self insured corporations, governments and labor funds.

(2) Other Post-Employment Benefit (“OPEB”) Funding Solutions

This program assists government and private for-profit employers with the unfunded Other Post Employment Benefits (OPEB) through stochastic modeling approaches and optimizing tax solutions.

(3) Doctor Dispensing Drug Program

This system allows physicians to dispense prescriptions to their patients directly at the office. Physician dispensing saves the patient time and effort, allows doctors to better track their patients' prescriptions and refills, and reduces pharmacy callback costs. This solution provides substantial additional income with minimal start up and maintenance costs.